Pradhan Mantri Garib Kalyan Package: Insurance Scheme for Health Workers Fighting COVID-19 FAQs Question 1: What does this Scheme cover? This accident insurance scheme covers; • Loss of life due to COVID19, and • Accidental death on account of COVID-19 related duty. Question 2: What is the definition of Accident? An accident is sudden, unforeseen and involuntary event caused by external, visible and violent means. Question 3: Who all are covered under the scheme? • Public healthcare providers including community health workers, who may have to be in direct contact and care of COVID-19 patients and who may be at risk of being impacted by this. • Private hospital staff and retired /volunteer /local urban bodies/ contracted /daily wage /ad-hoc/outsourced staff requisitioned by States/ Central hospitals/ autonomous hospitals of Central/ States/UTs, AIIMS and INIs/ hospital of Central Ministries can also be drafted for COVID 19 related responsibilities. Question 4: Who can be a vol